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Nov 7

is it better to pay off your credit cards with a debt consolidation or just pay it off yourself?

Posted on Saturday, November 7, 2009 in Personal Finance

tinkerbell_730 asked:


especially if you dont’ have the money to pay off the monthly balance? i have $8,000 worth of credit card debt and not sure if it was a good idea to get a debt consolidation loan to pay 3 of ‘em.

Crystal
Sep 5

Can I get a debt consolidation loan as a home loan but with no equity?

Posted on Saturday, September 5, 2009 in Personal Finance

Cassidy S asked:


I am trying to consolidate my credit card debt because the payments are too high each month. If I could get a home loan this would be perfect. I am having difficulty making all the payments and I don’t want to completely ruin my credit. Any reliable consolidation advice would be apprecitated!

Sam
Aug 10

What are your chances of getting additional credit while still in debt consolidation?

Posted on Monday, August 10, 2009 in Personal Finance

Moon beams asked:


In a debt consolidation program is it likely that you will be able to obtain additional credit?

Tanya
Jul 4

i need help fast?

Posted on Saturday, July 4, 2009 in Personal Finance

Dejavuef35 asked:


I need a 5000 loan with bad credit im going to be homeless soon and lose my job if i dont get this loan i have a very sick son that got me into money trouble i have no one to help me and i got scamed out of money helping myself can anyone help me pleaseeeeeeeeeeeee

Bernard
Jun 9

please i need a answer FAST ?

Posted on Tuesday, June 9, 2009 in Personal Finance

mom05 asked:


i got a loan from a payday loan about 3 months ago and was unable to pay it . an this guy just called saying that if i did not pay by 8tonite that my state that im in which is va would take legal action and he said since my state is a commonwealth state that result will be server is this true some please help me im really scared
sorry misspelled severe

Robert
May 23

Do you have to own a home in order to take out a debt consolidation loan?

Posted on Saturday, May 23, 2009 in Personal Finance

MartinVLee3 asked:


I would like to consolidate my debt and have seen information on debt consolidation loans. I do not own a home but am interested in consolidating my debt. What options do I have?

Sandra
May 10

What Do I need to Qualify for Debt Consolidation Loan?

Posted on Sunday, May 10, 2009 in Personal Finance

Ivan S asked:


Not credit counseling, but debt consolidation loan. Can’t find any good info on the web, so your educated opinion would be helpful. What are credit requirements, home equity requirement, debt service ratio and other factors?

If you know a good resource that would be very helpful as well!!

Thanks.

Jane

Apr 28

Is this the way that a debt consolidation company works? They reduce the amount?

Posted on Tuesday, April 28, 2009 in Personal Finance

Cinnamon Cupcake asked:


What is a good debt consolidation company that will negotiate what you owe by negotiating with the creditor, and then you owe less than before to each creditor, but you owe them for one big new loan , to them for paying your debts?
So they are getting your debts down by negotiating and then give you a consolidation loan to cover the amount owed to them now?

Joy
Apr 19

Where can I go to get free debt consolidation?

Posted on Sunday, April 19, 2009 in Personal Finance

Teri M asked:


I need to lower all of my bill. I want to get into a free non profit debt consolidation.

Marilyn
Apr 8

is it possible to add traffic tickets to a debt consolidation program?

Posted on Wednesday, April 8, 2009 in Personal Finance

vmy asked:


I am about to go nuts, I am in very serious debt and to add to it i have outstanding traffic tickets. I was considering debt consolidation but what I’m wondering is if i can add the tickets to the debt consolidation plan?
Only serious answers please.
Thank you for your time.
that is what I am afraid of .. warrant ..
of course i will pay for the fines in full. If i am allowed to put the tickets in a debt consolidation program then the fines will be paid in full because the debt consolidation program pays for everything and then you pay them.

Annie