Nov 8
A legit Cash advance or small loan national or online?
Posted on Sunday, November 8, 2009 in Credit
silkcarrot asked:
Does anyone know of a legit cash advance or payday advance company online or in the state of North Carolina. I need about $200 fast, like today?
Franklin
Does anyone know of a legit cash advance or payday advance company online or in the state of North Carolina. I need about $200 fast, like today?
Franklin
Nov 8
How do I get out of debt fast?
Posted on Sunday, November 8, 2009 in Credit
tmh33blue asked:
I am not sure what options I have. Any suggestions? More then $60,000 in debt, house, car, loans, and several credit cards.
Credit card debit is my main concerne and stress abour $20,000. Thanks in advance
I have already cut up the cards and stopped spending, I have never smoked and haven’t “partied” since I got pregnant 3 1/2 years ago. I do have a 3 year old still in diapers who refuse to potty train and diapers are costing alot a month!
Barry
I am not sure what options I have. Any suggestions? More then $60,000 in debt, house, car, loans, and several credit cards.
Credit card debit is my main concerne and stress abour $20,000. Thanks in advance
I have already cut up the cards and stopped spending, I have never smoked and haven’t “partied” since I got pregnant 3 1/2 years ago. I do have a 3 year old still in diapers who refuse to potty train and diapers are costing alot a month!
Barry
Nov 7
Debt consolidation will leave you with a huge debt ratio, and close all your credit cards?
Posted on Saturday, November 7, 2009 in Credit
Heart asked:
When you consolidate debt, it shows all old debts as being paid, etc, but the one new debt ratio, which is the amount being owed to the consolidation company will be huge. QUESTION: Does It lower the credit score to have a huge debt ratio like this?
OTHER QUESTION: and you also want to have say, 3 credit cards, (3 of them is the number you want to have a good credit profile, right), then the debt consolidation companies close your credit cards or do they not? How does it work
Chad
When you consolidate debt, it shows all old debts as being paid, etc, but the one new debt ratio, which is the amount being owed to the consolidation company will be huge. QUESTION: Does It lower the credit score to have a huge debt ratio like this?
OTHER QUESTION: and you also want to have say, 3 credit cards, (3 of them is the number you want to have a good credit profile, right), then the debt consolidation companies close your credit cards or do they not? How does it work
Chad
Oct 31
Can I cancel a credit debt consolidation program with Consumer Education Services inc?
Posted on Saturday, October 31, 2009 in Credit
ALEIII asked:
I unwittingly entered a debt consolidation program with cesi and wish to stop. I have medical reasons from Iraq and I sometimes am overly impulsive. Has anyone ever stopped participation in one of these programs?
Gerald
I unwittingly entered a debt consolidation program with cesi and wish to stop. I have medical reasons from Iraq and I sometimes am overly impulsive. Has anyone ever stopped participation in one of these programs?
Gerald
Oct 13
What are the advantages and disadvantages of debt consolidation?
Posted on Tuesday, October 13, 2009 in Credit
jimmyaven asked:
I have two credit cards that I have used over 5 years ago and never paid back. The total of the two cards FIVE YEARS AGO was $1000. Of course, by now, it should be close to $3000 because of all the interests.
I have two credit cards that I have used over 5 years ago and never paid back. The total of the two cards FIVE YEARS AGO was $1000. Of course, by now, it should be close to $3000 because of all the interests.
What does debt consolidation do? More importantly, can it REALLY remove or reduce the interest that built up over the last 5 years?
When doing a search for debt consolidation services, I get THOUSANDS of results. Which debt consolidation services are better?
Detailed answers would be appreciated.
Update: Am I correct to assume that if I leave the debt as it is, I can have it completely wiped off my credit card two years from now as if it never happened?
Allison
Sep 28
Are there any online debt consolidation services that are worthwhile?
Posted on Monday, September 28, 2009 in Credit
radioactive_babywipes asked:
Are there any debt or credit card consolidation services that are easy to use and secure and worth the time?
Renee
Are there any debt or credit card consolidation services that are easy to use and secure and worth the time?
Renee
Sep 8
What are the advantages and disadvantages of having one of those debt consolidation companies help you?
Posted on Tuesday, September 8, 2009 in Credit
hotsing1 asked:
If anyone has any experiences with good or bad in dealing with a debt consolidation company let me know. Would it be a good idea to have one help me if I have about 4,000 dollars in debt?
Jean
If anyone has any experiences with good or bad in dealing with a debt consolidation company let me know. Would it be a good idea to have one help me if I have about 4,000 dollars in debt?
Jean
Aug 19
Bank loan or debt consolidation program for credit card payoff?
Posted on Wednesday, August 19, 2009 in Credit
honhill asked:
Due to a family tragedy, my husband and I are currently in $26,000 of credit card debt. All of the payments are current and the cards are paid on time with the accounts still open (we are not still charging, though). We are looking to seriously pay this down before the interest eats us alive. My husband wants to take out a bank loan and pay the cards off that way, but I am wondering about the debt consolidation programs you hear about (I know some of those are scams and some are real). Any advice or experience?
Veronica
Due to a family tragedy, my husband and I are currently in $26,000 of credit card debt. All of the payments are current and the cards are paid on time with the accounts still open (we are not still charging, though). We are looking to seriously pay this down before the interest eats us alive. My husband wants to take out a bank loan and pay the cards off that way, but I am wondering about the debt consolidation programs you hear about (I know some of those are scams and some are real). Any advice or experience?
Veronica
Jul 31
If you don’t have a home or any assets how can you qualify for debt consolidation?
Posted on Friday, July 31, 2009 in Credit
Nicole D asked:
What amount of debt qualifies for consolidation ? Also as stated, what if you have no home or assets?
Julie
What amount of debt qualifies for consolidation ? Also as stated, what if you have no home or assets?
Julie
Jul 31
Is debt consolidation a good thing to do over bankruptcy?
Posted on Friday, July 31, 2009 in Credit
Kevin B asked:
A friend of mine is considering doing debt consolidation and I’ve heard that these types of businesses may be crooked. Can someone give me their honest opinion on if it is a good choice for someone with an extremely bad credit rating.
Julie
A friend of mine is considering doing debt consolidation and I’ve heard that these types of businesses may be crooked. Can someone give me their honest opinion on if it is a good choice for someone with an extremely bad credit rating.
Julie